Healthcare Pricing Transparency

Adam Hanft has some useful suggestions that would help all of us evaluate health care costs.

The industry could address this by employing this very notion of pricing transparency. How much of its premium income gets passed through to its members and their doctors and hospitals, versus how much is overhead and profit? Imagine how much better consumers would feel if they understood that HMOs exist to collect premiums from everyone in order to redistribute the money to those who need it. Essentially, it’s a major re-education campaign.
This is a model that the non-profit world has adopted, as scandals such as the United Way mess focused attention on what percent of a contribution finds its way to those who need it. Indeed, these metrics have become part of their messaging strategy.

Digital Audio & The Copyright Gap

Tim Wu:

Witness the Copyright Gap in its full majesty. In the UK, Digital Radio has been live at the BBC for about three years now. As the BBC says, ?Digital Audio Broadcasting gives you far greater station choice, better reception & clarity of sound with no re-tuning.?
Yet meanwhile, in the country that invented both the radio station and the transistor, digital radio is stuck. Among other problems, the FCC is contending with the RIAA?s arguments that, absent proper controls, digital radio would be ?the perfect storm? for the music industry. Digital radio, the RIAA believes, must be prevented from causing the ?enormous damage wrought by peer-to-peer piracy.? On Monday, the RIAA filed a new letter reiterating that the ?threat? from digital radio is ?real and imminent.?